Terms and conditions
This document sets forth the legal terms and conditions for access to and use of the Insurindex website. By accessing or using this website or the materials therein ('Site'), you agree to comply with the following terms and conditions.
Use and access to the site All users of this site do so at their own risk. Insurindex Limited makes no representations or warranties of any kind with respect to the site and the use thereof, including the security of any data or information transmitted to the site. Neither Insurindex Limited nor any other party involved in the creation, production or delivery of this site assumes or accepts any liability for any costs, losses, damages, etc. arising out of or in connection with the use and access to this site, or with the failure of performance of this site for any reason.
Copyright and trademark notice This site and all of the materials therein are protected by the Copyright Laws of the United Kingdom, and may be protected by the copyright laws of other countries as well. Any unauthorised use of the materials contained in the site is strictly prohibited. All rights reserved. The site may contain documents, images, software, information and other materials owned by others, such as design work, illustration, photographs, commercials, film clips, and music. Any use of any of these materials is strictly prohibited, unless prior written consent is obtained from the owner of the materials.
Unsolicited materials As a matter of policy, Insurindex Limited does not consider suggestions or ideas, which are offered to us on an unsolicited basis.
Insurindex Limited disclaimer The following disclaimer governs the use by you of the Insurindex Limited website. The rules set forth herein apply to all materials including photographs, online communications and other information that is or becomes available on the Insurindex Limited website (collectively, 'information').
Please read these terms and conditions carefully before using the Insurindex Limited website. By using the Insurindex Limited website, you accept and are bound by these general conditions of use and any modifications thereto. If you do not agree to these conditions, please do not use the site.
Uses permitted Insurindex Limited grants to you non-exclusive use of the information contained on the Insurindex Limited website only for personal, non-commercial or teaching purposes. The use of the information on any other website or networked computer environment is prohibited. All trademarks and trade names are proprietary to Insurindex Limited. Except as permitted above, and as allowed by the conditions governing the use of other sites in the Insurindex Limited website, you undertake not to copy, store in any medium (including in any other website), post, republish, transmit, retransmit, broadcast, reproduce, distribute, sell, license, lend, transfer, show in public or use or exploit the information in any way for commercial gain or otherwise use the Information in a manner that is inconsistent with these Terms of Usage.
User's obligation to abide by applicable law In connection with the use of the Insuindex Limited website, you shall abide by all applicable laws, including those pertaining to such areas as libel, slander, defamation, trade libel, product disparagement, harassment, invasion of privacy, tort, obscenity, indecency, and copyright or trademark infringement ('Applicable Law'). The information available on the Insurindex Limited website does include intellectual property that is protected under the copyright, trademark and other intellectual property laws of England and/or other countries ('Intellectual Property laws'). Such Intellectual Property laws generally prohibit the unauthorised reproduction, distribution or exhibition of all text, photographic and graphic (art and electronic) images, music, and other protected materials. The violation of applicable Intellectual Property laws may give rise to civil and/or criminal penalties.
Prohibition against rogue programming You shall not post, transmit or make available in any way through the Insurindex Limited website any software or other materials which contain a computer virus, trojan horse, time bomb, worm or other rogue programming ('rogue programming'). The Insurindex Limited website has no obligation to detect the presence of any rogue programming. Any downloading of software or other materials or any other use of the Information on the Insurindex Limited website is at your own risk, and you are advised to take adequate precautions to minimise any loss to your system caused by rogue programming, including use of anti-virus programs and proper backup of files.
Disclaimer of warranties The Insurindex Limited website is provided on an 'as is' and 'as available' basis without warranties of any kind, either express or implied, including but not limited to warranties of title, non-infringement or implied warranties of merchantability or fitness for a particular purpose. Insurindex Limited does not warrant that any information is complete or accurate, nor that the Insurindex Limited website will be uninterrupted or error-free nor that any information is free of rogue programming.
Limitation of damages Under no circumstances, including negligence, shall Insurindex Limited be liable for any direct, indirect, incidental, special, punitive or consequential damages that may result from the use or inability to use the Insurindex Limited website, including without limitation use of or reliance on information available on the Insurindex Limited website, interruptions, errors, defects, mistakes, omissions, deletion of files, delays in operation or transmission, non-delivery of information, disclosure of communications, or any other failure of performance.
Release and indemnity You hereby release and waive any and all claims and/or liability against Insurindex Limited arising from or in connection with your use of the Insurindex Limited website. You also agree to defend, indemnify and hold harmless, Insurindex Limited from and against, any and all claims of liability, including costs and solicitors' fees, arising from or in connection with your use of the Insurindex Limited website or failure to abide by applicable law.
Modifications These rules may be modified by Insurindex Limited from time to time and such modifications will be binding on you when placed online.
Links to external websites Links contained in the Insurindex Limited website will lead to other websites which are not under our control. We are not responsible for the content of any linked site. Listing and linking should not be taken as an endorsement of any kind and we accept no liability in respect of the content. We cannot guarantee that these links will work all of the time and have no control over the availability of the linked pages.
© 2022 Insurindex Limited, except where otherwise credited. All rights reserved.
The Union Building
51 – 59 Rose Lane
Company registration number: 13572338