Mosaic’s Syndicate 1609 at Lloyd’s is coupled with wholly-owned capital management agencies, diversifying risk coverage for clients across seven countries and seven product lines. Capital partners have the opportunity to tailor their engagement from whole-portfolio participation to specific products and target geographies.
Headquartered in Bermuda, with offices in London, New York, Chicago, Toronto, Frankfurt, Dubai and Singapore, Mosaic is one of the industry’s much publicized “Class of 2020–21,” born during the pandemic. As a fast-emerging syndicate-platformed business and agency, Mosaic has the advantage of ‘no legacy’ (neither in tech nor balance sheet) over other existing insurance markets.
Mosaic has adopted a striking approach to its brand identity, which gives a real sense of leading-edge and an attitude towards innovation and disruption: a true challenger brand.
Born in an era of cloud technology, Mosaic has adopted a data-first strategy, leveraging artificial intelligence and other agile software to support its underwriters and submission intake. Cutting-edge actuarial software is built into its platform to streamline processes, provide real-time analytics, and create a frictionless process.
Mosaic is starting to appear on Gracechurch trackers across underwriting and employer-brand studies. The firm is also performing well on the Insurindex social-media tracker, achieving engagement rates inside the top-20 London Market Specialty brand index.
Mosaic in five
Mosaic reaps the benefits of a team that owns outstanding track records, long-established industry relationships, and trusted reputations. Its leadership brings proven experience in building successful specialty businesses, at Lloyd’s and internationally.
Krishnan is a founding member of Mosaic, responsible for global operations, partnerships, technology, and build-out of Mosaic’s leading insurtech platform and digital managing agency assets. He previously was COO of Ironshore International and IronServe, responsible for technology and operations across global platforms. In 2017, he became a lead transformation officer for Liberty Mutual Group’s commercial lines division. Formerly, Krishnan was insurance sector leader for the shared services and operations practice at PricewaterhouseCoopers.
A senior strategist and a founding executive of Mosaic, Lisa oversees all strategic operational functions, including financial planning and analysis, human resources, communications and marketing. Previously, as part of the founding team at Ironshore Inc, she served as Ironshore’s head of strategic operations, focusing on global financial and strategic initiatives and overseeing capital markets transactions, board reporting, investor relations, and rating-agency management. Lisa began her career at Swiss Re America in finance planning and analysis roles.
With more than 30 years’ experience in the London and global insurance markets, Tim oversees all underwriting activities, portfolio management, claims, reinsurance, pricing and reserving at Mosaic. He was one of the founders of Pembroke Managing Agency and Syndicate 4000, which became a top-quartile performing Lloyd’s business. He began his career at RM Pateman Managing Agency, and also worked at Hiscox and SVB syndicates.
Reeva has more than 25 years’ experience in financial services, including across international re/insurance markets. She directs Mosaic’s finance organisation as CFO, providing strategic leadership across financial reporting, planning, and capital management. Reeva previously served as SVP, treasurer and deputy CFO at Alleghany Corporation, and board member of TransRe, RSUI and CapSpecialty. Prior to Alleghany, she was CFO at Aspen Insurance, and CFO at Hiscox across a number of operations, including Hiscox Re and ILS, Europe, and Special Risks. Qualified as a chartered accountant, she began her career at PricewaterhouseCoopers.
A finance and M&A professional with 20 years of investment banking experience, Oz has focused on the insurance industry through most of his career. A founding member of Mosaic, he works with the rest of the leadership team on overall strategic direction and manages alternative capital strategies. Oz previously was a managing director at boutique investment bank Foros, concentrating on mergers and acquisitions across industries. Prior, he was a director in the financial institutions group at Deutsche Bank, advising on company acquisitions, sales, and capital raises. He started his investment banking career at Lazard, after research roles at the World Bank and International Finance Corporation.